Homebuyer Education

Become a Knowledgeable Buyer

Everything you need to know to navigate the home buying process with confidence

— from financing to closing day.

For Buyers and Sellers

Step 1: Where to start when purchasing a home?

Hey! As you get ready for your home purchase over the next few months, here are a few things to consider:

  • INCOME – Proving that you can afford a home.
  • EMPLOYMENT – Stable job history (at least 2 years)
  • ASSETS – Cash, retirement savings, etc.
  • CREDIT – Your credit score will be one of the most important aspects of the loan process.
Step 1 Get Started

Step 2: When am I ready to tour homes?

You are ready to tour homes once you have received your pre-approval. Here’s what we’ll do:

  • Get pre-approved for a loan.
  • Search homes based on your preferences and budget.
  • We’ll schedule showings at convenient times for you.
  • We’ll guide you to homes that meet your criteria.
Step 2 Get Started

Step 3: What should my budget look like when purchasing a home?

Here’s how we help you determine your budget:

  • Determine your down payment.
  • Assess your monthly mortgage options.
  • Consider property taxes and other costs like insurance.
  • We will help you set a realistic home-buying budget.
Step 3 Get Started

Step 4: What are Closing Costs?

Closing costs are associated with the sale and closing of a home. Here’s a breakdown of common closing costs:

  • Down Payment
  • Homeowner’s Insurance
  • Title Fees
  • Inspection Costs
Step 4 Get Started

Step 5: Seller Concession and Reducing Closing Costs

You may be able to reduce closing costs by asking the seller for a concession. Here’s how we can help:

  • Request a seller concession to reduce your closing costs.
  • Negotiate for repairs or credits towards closing costs.
Step 5 Get Started

Step 6: The OFFER

Once we find the perfect home, we’ll help you craft and submit a competitive offer:

  • Submit your purchase offer to the seller.
  • Review and negotiate counteroffers.
Step 6 Get Started

Step 7: Home Inspection

Before closing, we’ll arrange for a home inspection to ensure the house is in good condition:

  • Schedule and attend the home inspection.
  • Negotiate repairs or credits for issues found.
Step 7 Get Started

Step 8: On to Closing Day!

It's time to close! Here's what happens:

  • Review all closing documents and sign.
  • Make final payments, if applicable.
  • Receive the keys to your new home!
Step 8 Get Started

Step 9: Closing Day

After closing, your home is officially yours. Let’s walk through the final steps:

  • Confirm all paperwork is complete.
  • Schedule a final walkthrough of the property.
Step 9 Get Started

Step 10: The Joy of Homeownership Begins!

Congratulations on becoming a homeowner! Here's what to expect next:

  • Move into your new home!
  • Enjoy the benefits of owning your space.
Step 10 Get Started

Ready to Work With Us?

Schedule a free consultation with one of our expert agents today.

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